It’s that time of year again when all the Christmas decorations are going up and you can hear Bing Crosby’s voice echoing through the mall singing, I’m dreaming of a white Christmas! Flyers are already out for this year’s Black Friday deals and we’re ready to buy – whether we need it or not! It’s an insanely fun time as the USA decks the halls with commercialized propaganda that really does make you feel good! And yes, it’s all done for you and your valued credit card.  Continue reading